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Customers are increasingly critical of their banks. The market is mature. At the same time, new technologies and competitors are putting pressure on institutions. Increasingly, prominent industrial companies and fintechs are also drawing attention to themselves by founding banks and other financial service providers. Innovative business models and the development of new markets are the success factors of the future.

Our team has extensive experience in this field. We are happy to support you as well.

In particular, the following market participants have attractive opportunities

  • For industrial and commercial companies: A dedicated financial services provider / bank can stabilise your core business, tap into new revenue streams and increase customer retention.
  • For fintechs and innovative providers of solutions in payment transactions and financial services: Sound knowledge of the limits of regulation and knowledge of the opportunities that a permit brings can be the decisive factor for success.
  • For foreign banks from the non-EU region: You can enter new attractive markets by entering the market in Germany. You can continue to expand within the EU region using EU Passport.
  • For existing banks and financial service providers in Germany: Establishment of new business areas requiring a licence, e.g. concerning the loan/deposit or Pfandbrief business.

Consulting Approach

Interdisciplinary. Holistic. Based on partnership. And, above all, with our passion - from the first idea to well after go-live.

This includes all services related to the establishment of a bank or the setup of institutions and new business segments. Strategic issues relating to the business model, risk management and treasury, compliance and regulation as well as all other relevant topics are in good hands with us. We also manage complex processes such as the application to BaFin.

A service offering that differentiates us in the market.

Reference Projects

Our team has an extensive range of projects in the field of bank formation and the creation of institutions and business segments.

An excerpt from our track record:

  • Further development of a fintech into the first “mobile” bank in Europe
  • Building a new standard for online payment
  • Establishing a bank for a DAX controlled group, from the first idea to well after go-live
  • Supporting several corporates in setting up a banking business
  • Entry of successful direct banks to the market
  • Upgrading a leasing institution to the bank
  • Development of financial service providers for industrial companies (with and without own licence)
  • Supporting car manufacturers in their efforts to build captive banks and expand business segments
  • Application for BaFin permits: e.g. ZAG, leasing, deposit transaction mortgage bond transaction
  • Establishment of an Islamic-compliant universal bank in Germany for a non-EU bank