Non-Performing Loans (NPLs)

Defining the right strategy for non-performing loans or potentially non-performing loans or business areas at an early stage: In an increasingly tense competitive environment and due to ever more complex regulatory requirements, this is becoming more and more of a necessity in the German banking market. Whether with internal corporate reorganisation or sale on the secondary market, we are happy to advise you on your strategic repositioning. Among other things, we offer you:

• Support in the optimal choice of action strategy, taking into account your specific requirements in terms of resources, time and capital
• In-depth insights into the consequences of the strategy for the business unit and the bank as a whole through comprehensive impact and scenario analyses
• Many years of industry-specific expertise with regard to distressed investments

During the transaction process, we know the requirements and expectations of investors and help you make the right decisions. In this way, you can maximise the result in a potential sales process. Among other things, we offer you:

• Coordination of the entire transaction process
• Access to our global investor network and professional approach
• Processing of the documents for the loan portfolio in a manner that is appropriate for investors
• Analysis and quality assurance of the available data through the use of innovative tools
• Credit valuations as well as analysis and preparation of cash flows for an efficient sales process
• Optimal structuring of credit portfolios in terms of type and amount of composition as well as strategic orientation
• Support during contract negotiations

An essential basis for the future success of your business model is to use the insights gained from the successful transactions on an ongoing basis. Our support ensures your success by, among other things:

• Building new structures to prepare your business model for future transactions
• Developing risk processes for the early identification of distressed portfolios
• Establishing and maintaining a sustainable investor network
• Creating incentive systems in front office and control functions to prevent negative impacts and risk concentration

Do you have questions? Or would you like to have a discussion or exchange ideas with one of our experts?

Feel free to contact our German Non-Performing Loans team!