Automotive captives – the transformation of vehicle manufacturer banks

As banks and leasing companies tied to a manufacturer, captives have to successfully deal with the changes in two industries simultaneously: the automotive and financial sectors.

Both of these industries are currently seeing the biggest transformations of their existence. While vehicle manufacturers confront the electrical revolution and the shift from simple manufacturers to mobility service providers, the financial industry has to address the ongoing period of low-interest rates, growing, more complex regulatory requirements, ageing IT systems, changes in customer behaviour, and pressure from FinTechs who are imposing innovation and increasing competition.

Automotive captives therefore have special needs and place the highest demands on themselves and those around them. Our detailed professional expertise and deep understanding of vehicle financing make us experts in this specialised environment.

Our broad portfolio of solutions, based on six components, makes us the ideal partner for automotive captives.

• Strategy | (Digital) transformation of business models, restructuring and streamlining operating models, development of market entry strategies, and development and implementation of approaches to mobility and sales
• Regulatory | Implementation of all relevant regulatory requirements as well as analysis and streamlining of existing reporting (both internal and external)
• Governance | Support for internal audit, establishment of new and analysis of existing governance structures, as well as setting up and reviewing compliance functions and control systems
• Technology | Development of platforms for a digital customer journey, ensuring efficient use of data through data analytics and modern IT architectures
• Process management | Review, standardisation and quality assurance for the entire family of processes, end-to-end process automations
• People & Culture | Change management and communication

With a focus on goals and partnership, we support you with excellent solutions to meet and master the challenges of a highly competitive market and to turn challenges into opportunities

Please get in touch with us!