Skip to main content

The Future of Finance

AI and human ingenuity are powering a bold new operating model that is fundamentally reimagining the finance function.

The ‘old’ finance model is past its prime

Insight
The Future of Finance: Rethinking Everything in the Age of AI
Explore how finance leaders are reimagining operations with AI to automate work, redefine roles, and elevate enterprise decision-making.
 
Finance is at a breaking point. Business moves faster than ever—markets shift daily, complexity keeps rising, and leaders expect finance to do more than record the numbers. Yet many finance functions still rely on models built for control and consistency, not for constant change.
 
The strain shows in every corner of the enterprise. CFOs face persistent challenges that make it difficult to modernize while also keeping operations running:
 
  • Expanding complexity and “need-it-now” demands amid tight budgets and skill shortages.
  • Data overload as teams spend more time fixing fragmented data than analyzing it.
  • Technology sprawl with tools multiplying but rarely integrating.
  • AI adoption gaps as finance struggles with legacy data and process barriers.
  • Operational fatigue from outdated cycles and systems that create gridlock and dampen morale.

The future of finance will look very different—and it’s already taking shape. Discover how leading CFOs are modernizing finance for the AI era—redesigning roles, automating and connecting data, and rearchitecting operations to create lasting value.

Meet the AI-powered finance model

The next-generation finance model blends automation, AI, and human insight to drive speed, accuracy, and value across the enterprise. As digital capabilities take on more of the transactional load, finance is transforming into a leaner, faster, and more connected network of human and machine intelligence.

This new model rests on three defining shifts that are reshaping how finance delivers value:

01
AI as the operating system

AI connects data, workflows, and systems in real time—it’s the orchestration layer for finance. It breaks down silos across ERPs, analytics, and planning tools, creating a unified ecosystem that continuously learns and improves.

02
A redefined finance organization

As automation handles execution, people move into higher-value roles—data stewardship, scenario design, AI governance, and more. Finance becomes a dynamic network of expertise rather than a fixed hierarchy of titles.

03
An expanding remit

Finance’s reach now extends across the enterprise—embedded in operations, supply chain, and commercial teams to help shape decisions as they happen. The function is growing smaller in structure but broader in influence.

What a modern finance function should deliver

It’s time to shift to an AI-enabled operating model.

With KPMG’s step-by-step approach, you can create a more nimble, forward-focused function that guides decisions in real time and drives measurable business outcomes:

  • Continuous performance visibility through automated reconciliations and real-time data.
  • Faster, smarter decisions powered by predictive forecasting and scenario modeling.
  • Connected data flows that unify finance, operations, and commercial insights.
  • Reduced costs and manual work as automation streamlines execution and compliance.
  • A more agile workforce focused on interpretation, innovation, and strategic guidance.
  • Stronger governance and trust with transparent oversight of AI-driven processes.
Learn how AI is reshaping finance

How to start building the new finance model

Every transformation begins with practical steps.

CFOs moving toward AI-enabled finance can accelerate results by focusing on five priorities:

01 | Define the vision

02 | Modernize the data foundation

03 | Redesign roles and governance

04 | Pilot high-value use cases

05 | Scale with purpose

How KPMG helps finance leaders move forward

KPMG works with CFOs to design, build, and scale the next generation of finance. Our teams combine deep functional experience with leading capabilities in AI, automation, and data modernization to help clients reimagine what finance can achieve—step by step.

 

Explore Finance and Accounting services >

 

Get in touch >

Experience

Extensive experience in finance transformation and Finance-as-a-Service delivery

Industry expertise

Industry-specific expertise that elevates finance beyond transactional support

Advanced technology

Leading-edge AI, automation, and data-integration capabilities

Integrated teams

Integrated teams across strategy, technology, and managed services

Proven frameworks

Proven frameworks to accelerate design, adoption, and scale

Insights to help you elevate your finance operations

Learn more about how AI is empowering finance teams to prepare for the very different future ahead:

Explore other services tailored to your business​

Thank you!

Thank you for contacting KPMG. We will respond to you as soon as possible.

Contact KPMG

Use this form to submit general inquiries to KPMG. We will respond to you as soon as possible.
All fields with an asterisk (*) are required.

Job seekers

Visit our careers section or search our jobs database.

Submit RFP

Use the RFP submission form to detail the services KPMG can help assist you with.

Office locations

International hotline

You can confidentially report concerns to the KPMG International hotline

Press contacts

Do you need to speak with our Press Office? Here's how to get in touch.

Headline