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KPMG Global tech report 2026

Financial services with US highlights

KPMG Global tech report 2026

Financial services with US highlights

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Strong foundations for enterprise-wide transformation

Financial services organizations are moving quickly to adopt AI and advanced digital technologies, but speed alone is not enough. Findings from the KPMG Global tech report 2026–Financial services with US findings show that lasting progress depends on the strength of the foundations beneath the technology, including data, cybersecurity, infrastructure, skills, and governance.

Based on a global survey of 760 financial services technology leaders, including 127 US leaders, the report highlights a sector that is ambitious and confident, with 89 percent identifying as innovators or fast followers. At the same time, leaders are navigating real constraints, from technical debt to talent shortages, as they work to turn momentum into scalable outcomes.

Key findings from our research

AI and advanced technologies are handing the financial sector the tools to completely reimagine product innovation and the customer experience. But the path forward is a high-wire act. To unlock this growth, leaders must fiercely drive innovation while balancing the formidable challenges of budgetary pressures, complex regulatory compliance, and a workforce that is fundamentally evolving.

Image of Manish Madhavani

Manish Madhavani

US Financial Services Leader, KPMG LLP

Dive into our thinking:

KPMG Global tech report 2026

Financial services with US highlights

Download the report

Explore the Global and US findings

  • Learn why over half of financial services organizations say foundational technologies like data, cloud, and cybersecurity deliver the majority of their digital value, even as AI adoption accelerates.
  • Understand how rapidly AI maturity is expected to evolve—and how quickly financial services organizations are shifting from AI pilots to scaled deployment.
  • Gain insight into the constraints leaders are facing today, from talent shortages to the impact of technical debt, and security concerns.

See where financial services organizations are focusing investment, managing risk, and accelerating enterprise‑wide transformation.

Download the report

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Meet the team

Image of Manish Madhavani
Manish Madhavani
Line Of Business Leader, Financial Services, KPMG LLP
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Image of Chris Long
Chris Long
Financial Services Advisory Practice Leader, KPMG US
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Image of Andrew Ellis
Andrew Ellis
Banking Consulting Leader, KPMG US
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Image of Agnel Kagoo
Agnel Kagoo
Capital Markets Consulting Leader, KPMG US
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Image of Raj Konduru
Raj Konduru
Insurance Consulting Leader, KPMG US
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Image of Nadia Orawski
Nadia Orawski
US Deal Advisory & Strategy Banking Leader and Financial Services Strategy Leader, KPMG US
Read bio
Image of Chris Panneck
Chris Panneck
Head of AI, Data and Technology Strategy and U.S. Financial Services Technology Leader, KPMG LLP
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Image of Stephanie S Petruzzi
Stephanie S Petruzzi
US Deal Advisory & Strategy, Asset Management and Capital Markets Leader, KPMG US
Read bio
Image of Michael Scherer
Michael Scherer
US Deal Advisory & Strategy Insurance Leader, KPMG US
Read bio
Image of Carole Streicher
Carole Streicher
Asset Management & Private Equity Advisory Practice Leader, KPMG US
Read bio
Image of Manish Madhavani
Manish Madhavani
Line Of Business Leader, Financial Services, KPMG LLP
Read bio
Image of Chris Long
Chris Long
Financial Services Advisory Practice Leader, KPMG US
Read bio
Image of Andrew Ellis
Andrew Ellis
Banking Consulting Leader, KPMG US
Read bio
Image of Agnel Kagoo
Agnel Kagoo
Capital Markets Consulting Leader, KPMG US
Read bio
Image of Raj Konduru
Raj Konduru
Insurance Consulting Leader, KPMG US
Read bio
Image of Nadia Orawski
Nadia Orawski
US Deal Advisory & Strategy Banking Leader and Financial Services Strategy Leader, KPMG US
Read bio
Image of Chris Panneck
Chris Panneck
Head of AI, Data and Technology Strategy and U.S. Financial Services Technology Leader, KPMG LLP
Read bio
Image of Stephanie S Petruzzi
Stephanie S Petruzzi
US Deal Advisory & Strategy, Asset Management and Capital Markets Leader, KPMG US
Read bio
Image of Michael Scherer
Michael Scherer
US Deal Advisory & Strategy Insurance Leader, KPMG US
Read bio
Image of Carole Streicher
Carole Streicher
Asset Management & Private Equity Advisory Practice Leader, KPMG US
Read bio

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