Financial services organisations are moving quickly to adopt AI and advanced digital technologies, but speed alone is not enough. Findings from the KPMG Global tech report 2026: Financial services (403KB) show that lasting progress depends on the strength of the foundations beneath the technology, including data, cybersecurity, infrastructure, skills, and governance.
Based on a global survey of 760 financial services technology leaders, the report highlights a sector that is ambitious and confident, with 89 percent identifying as innovators or fast followers. At the same time, leaders are navigating real constraints, from technical debt to talent shortages, as they work to turn momentum into scalable outcomes.
Key findings from our research
What financial services technology leaders are saying:
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By downloading the Global tech report 2026: Financial services, you will:
- Learn why over half of financial services organisations say foundational technologies like data, cloud, and cybersecurity deliver the majority of their digital value, even as AI adoption accelerates.
- Understand how rapidly AI maturity is expected to evolve – and how quickly financial services organisations are shifting from AI pilots to scaled deployment.
- Gain insight into the constraints leaders are facing today, from talent shortages to the impact of technical debt and security concerns.
See where financial services organisations are focusing investment, managing risk, and accelerating enterprise‑wide transformation.
KPMG Global tech report 2026: Financial services
Strong foundations for enterprise wide transformation:
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- David Ryan
- Brad Daffy
- Saurabh Shukla
- Chris Foster
