Pulse of Fintech

Australian fintech investment trends

In H1’25, Australia recorded $142 million worth of investments in the fintech sector across 31 deals. This represents a decrease of 84 percent in deal value and 42 percent in deal count when compared to the previous half of the year, highlighting how fintechs are continuing to face challenging market conditions due to a slow-growing Australian economy and cautious investor sentiment.

In terms of notable deal activity, SelfWealth, an online trading platform, was acquired by Singapore-based Syfe for $41 million. PropHero, an AI-powered property investment platform, secured $25 million in its Series A funding round. Dash, a Sydney-based B2B financial advice platform, has finalised a $18 million funding round. WeMoney, a personal finance management app, has completed a $12 million Series A funding round. And finally, Superhero, an Australian share trading platform, has secured $11 million in new funding from its existing investors.

Pulse of Fintech H1’25: Australian insights summary

Insights into the Australian fintech landscape

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Top 6 ASPAC trends to watch in H1'25

Stablecoins and tokenised money

Stablecoins and tokenised money continuing to attract robust interest within central banks, commercial banks, payment service providers and MNC (multinational corporation) platforms.
Financial market infrastructure

Financial market infrastructure (FMI) continuing to modernise across payments, national registries and digital identity domains
Five-finance strategy in China

Continued focus on the five-finance strategy in China, with traditional financial institutions increasingly embracing fintech and working with fintechs to offer small finance and embedded finance.
Data management and generative AI

Data management and generative AI priorities for central banks and financial regulators driving intense interest within incumbent financial institutions.
Core banking renewal investments

Core banking renewal investments across tier 2 and tier 3 banks in Australasia and Southeast Asia.
Fraud and financial crime

Fraud and financial crime platforms evolving to meet growing phishing, scams and money laundering threats.

Australian fintechs are struggling to access the funding required to invest and scale, where investor support is critical to achieving an innovative, thriving eco-system.

Daniel Teper

Partner

Mergers & Acquisitions and Head of Fintech (Australia)

Global fintech investment update

While many fintech investors were cautiously optimistic heading into 2025, the combination of headwinds from ongoing geopolitical tensions and rapidly evolving concerns over tariffs and trade policies saw many investors continuing to hold back from making large deals except in a few hot areas like digital assets and currencies and AI. During H1’25, the fintech market globally attracted $44.7 billion across 2,216 deals – down from $54.2 billion across 2,376 deals in H2’24. Q2’25 was particularly weak, with just $18.7 billion invested across 972 deals globally – hitting lows across 8 and 31 quarters respectively. Much of this slowdown came from continued declines in M&A activity and PE investment. Global fintech M&A deal value fell from $26.7 billion in H2’24 to $19.9 billion in H1’25, while PE growth investment in fintech fell from $4.4 billion to $1.4 billion. Global VC investment in fintech proved more resilient rising nominally from $23 billion to $23.4 billion between H2’24 and H1’25.

The Americas attracted more than half of the fintech investment seen globally during H1’25 ($26.7 billion), led by the $2.6 billion acquisition of US-based Next Insurance. The EMEA region came a distant second, attracting $13.7 billion in in fintech investment, led by the $3.2 billion buyout of UK-based Preqin, while the ASPAC region saw just $4.3 billion in investment, led by the acquisition of Japan-based WealthNavi for $571.3 million. The digital assets and currencies space was the brightest star in fintech investment globally during H1’25, attracting $8.4 billion, compared to the $10.7 billion seen during all of 2024. AI-focused fintech came a close second, with $7.2 billion in investment, compared to $8.9 billion during all of 2024. The payments space meanwhile saw investment falter amid the lack of significant consolidation megadeals, with just $4.6 billion in investment, compared to 2024’s annual total of $30.8 billion.

Note: Unless otherwise noted, all figures quoted in this report are based on data provided by PitchBook as of 30 June 2025. See page 64 in the full report for detailed methodology. All currency amounts are in US$ unless otherwise specified.