Top of mind issues for credit card issuers

Regulatory changes and economic uncertainties are reshaping the credit card industry.

In the first half of 2025, tariffs have had a significant impact on consumer sentiment and spending patterns for both consumers and businesses. At the same time, regulatory shifts are adding to the complexity of the landscape, making it increasingly challenging to navigate. Given these economic conditions, maintaining strong credit performance is expected to be a tough task. To adapt, credit card companies are revamping their programs, focusing on optimizing their customized rewards offerings to better meet the needs of their customers. 

Learn more about these and other issues impacting the industry:

  • Strategy
  • Risk and regulatory
  • Credit
  • Legislative landscape
  • Accounting

Dive into our thinking:

Top of mind banking and capital markets July 2025 edition

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Addressing top-of-mind issues for credit card issuers

Q1 2025 edition

Addressing top of mind issues for Credit card issuers

Addressing top of mind issues for Credit card issuers

April 2025

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Q4 2024 edition

Addressing top of mind issues for credit card issuers

Addressing top of mind issues for credit card issuers

January 2025

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Q3 2024 edition

Addressing top-of mind issues for credit card issuer

Addressing top-of mind issues for credit card issuer

Q3 2024

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Explore more

Top of mind banking and capital markets issues

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Meet our team

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Karen Silverman
Partner, Audit, KPMG LLP

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