Top of mind issues for credit card issuers
Regulatory changes and economic uncertainties are reshaping the credit card industry.

In the first half of 2025, tariffs have had a significant impact on consumer sentiment and spending patterns for both consumers and businesses. At the same time, regulatory shifts are adding to the complexity of the landscape, making it increasingly challenging to navigate. Given these economic conditions, maintaining strong credit performance is expected to be a tough task. To adapt, credit card companies are revamping their programs, focusing on optimizing their customized rewards offerings to better meet the needs of their customers.
Learn more about these and other issues impacting the industry:
- Strategy
- Risk and regulatory
- Credit
- Legislative landscape
- Accounting
Dive into our thinking:
Top of mind banking and capital markets July 2025 edition
Download PDFAddressing top-of-mind issues for credit card issuers
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Top of mind banking and capital markets issues
What's top of mind for banks? Growth, cost optimization, and credit top the list.
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