One of the world’s largest direct benefit transfer programmes, designed to provide timely financial support to landholding farmers across India required a resilient digital architecture, strong identity verification, and analytics‑led governance.

      KPMG in India worked with government stakeholders to reimagine the programme’s operating mode for better accuracy, scalability, and continuity even during peak demand periods.


      The challenge

      • Managing one of the world’s largest beneficiary databases
      • Ensuring accurate identification and removal of ineligible beneficiaries
      • Handling massive transaction volumes during peak disbursement cycles
      • Limited analytics for grievance redressal and beneficiary validation
      • Need for system resilience during COVID-19 and beyond

      The programme required a secure, scalable, analytics‑driven digital backbone to ensure trust, speed, and transparency.


      Our approach

      KPMG in India supported the digital transformation journey and operational enablement:

      Digital operating model and platform scalability

      Designed a cloud-based architecture (PM-KISAN 2.0) to handle peak loads

      Ensured seamless integration across beneficiary touchpoints.

      Identity verification and system integration

      Enabled Aadhaar-based eKYC and UIDAI integration

      Integrated Income Tax and other databases to identify ineligible beneficiaries.

      Advanced analytics and governance

      Developed analytics-led models to track disbursements and exceptions

      Enabled recovery mechanisms to reclaim funds from ineligible beneficiaries.

      Grievance redressal and continuity

      Strengthened digital grievance handling mechanisms

      Ensured uninterrupted operations during COVID-19.

      Digital operating model and platform scalability

      Designed a cloud-based architecture (PM-KISAN 2.0) to handle peak loads

      Ensured seamless integration across beneficiary touchpoints.

      Identity verification and system integration

      Enabled Aadhaar-based eKYC and UIDAI integration

      Integrated Income Tax and other databases to identify ineligible beneficiaries.

      Advanced analytics and governance

      Developed analytics-led models to track disbursements and exceptions

      Enabled recovery mechanisms to reclaim funds from ineligible beneficiaries.

      Grievance redressal and continuity

      Strengthened digital grievance handling mechanisms

      Ensured uninterrupted operations during COVID-19.


      The impact


      The programme delivered proven, measurable outcomes at an unprecedented scale:

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      12.75 crore farmers registered on the platform

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      INR2 lakh crore+ disbursed, including INR1.7 lakh crore during COVID‑19

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      INR296 crore recovered from ineligible beneficiaries

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      11 lakh+ grievances resolved through digital mechanisms

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      A resilient, future‑ready DBT platform institutionalised



      Key Contact

      Nilachal Mishra

      Partner and Head, Government & Public Services (G&PS), National Leader - Government and Infrastructure

      KPMG in India


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