KPMG in India is knowledge partner for this event.
The ASSOCHAM India International FinTech Festival is a platform that brings together policymakers, regulators, financial institutions, fintechs, and global experts to help shape the future of digital finance. It provides a forum for discussions on innovation, financial inclusion, and emerging technologies such as AI, digital payments, blockchain, and cybersecurity.
The event highlights the Government’s vision for digital finance, financial inclusion, and regulatory evolution, while also presenting the perspectives of industry stakeholders on emerging technologies such as digital payments, artificial intelligence in financial services, blockchain, and cybersecurity. From in-depth analytics to expert-led discussions and industry perspectives, the festival offers opportunities to gain insights and connect with industry participants that may support organisations in exploring strategies, building partnerships, and discussing developments in digital payments, fintech, and financial services. With participation from global thought leaders and international institutions, the festival also brings a global perspective, fostering dialogue on cross-border collaboration, innovation, and investment in the rapidly evolving fintech landscape.
Artificial intelligence (AI) as the intelligence layer of India's financial ecosystem
KPMG in India leaders on India International Fintech Festival 2026
- Hemant Jhajharia
- Atul Gupta
- Vishnu Pillai
- Vaibhav Pachori
India's fintech story over the past decade has been one of building trust at population scale. As financial institutions gain access to increasingly rich streams of transaction, identity and behavioural data, AI is emerging as the intelligence layer that transform information into insight, insight into decisions and decisions into action.
Looking ahead, India's opportunity extends beyond the adoption of AI technologies to building a financial ecosystem that is more inclusive, resilient and globally competitive.
Vaibhav Pachori
Partner, Cyber Strategy & Governance
KPMG in India
As AI becomes embedded in credit decisions, fraud detection, payments, customer engagement, and financial inclusion, the conversation highlighted a few powerful themes:
- AI is rapidly becoming part of the financial system's critical infrastructure, making resilience and security a national priority.
- Cybersecurity must evolve beyond protecting data to protecting algorithms, models, and AI-driven decisions.
- Deepfakes, synthetic identities, and adversarial AI are redefining the threat landscape, requiring stronger digital identity and trust frameworks.
- Innovation and regulation must move together. Governance, transparency, and accountability can no longer be afterthoughts.
- Trust remains the ultimate currency. Citizens do not need to understand every algorithm, but they must have confidence that AI-driven decisions are fair, secure, and accountable.
India has a unique opportunity to demonstrate that innovation, cybersecurity, privacy, and public trust are not competing priorities, but mutually reinforcing foundations of a resilient digital economy.
As we build the AI economy, one message stood out above all: Trust should be our greatest asset, not our biggest vulnerability.
Speaker
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