The global payments landscape is rapidly evolving, being driven by a changing competitive landscape, regulatory compliance, increased customer expectations, and changing operating models. Market trends such as instant payments, ISO 20022, and open banking are driving payments modernization across the industry and emerging initiatives including AI, instant cross border payments, and digital assets have significant implications for banks and corporates. This session will delve into the results of our latest survey providing insights into the significant opportunities these new technologies and trends offer and will also address challenges and risks that come with these advancements. Attendees will gain actionable insights for navigating the complex interplay of innovation, risk, and competitive advantage in the digital payments ecosystem.

Delivering the migration to ISO 20022 for payment messages in Nov 2025 is a key focus for us all. But our attention also needs to shift towards using rich and structured payments data to create competitive differentiation, improved fraud prevention, operational efficiencies, better compliance, and to identify opportunities for data monetisation. In this session we'll consider the pathway to migration to get maximum business benefits.