Fernando holds a doctorate (Summa Cum Laude) from UCM (Madrid, Spain) with a thesis titled “Money Laundering and Mass Media in Spain.” As an Associate Partner in Financial Services, Fernando designs and leads large scale transformation programs across multiple geographies, with a core focus on financial crime and regulatory change. Over the past decade, he has directed multi disciplinary teams of up to ~40 professionals to modernize KYC, transaction monitoring, and sanctions screening, establish managed services, and prepare institutions for inspections and remediation — delivering measurable risk reduction and operational efficiency across Spain, the UK, and broader European markets.