Financial services organizations are moving quickly to adopt AI and advanced digital technologies, but speed alone is not enough. Findings from the KPMG Global tech report 2026 show that lasting progress depends on the strength of the foundations beneath the technology, including data, cybersecurity, infrastructure, skills, and governance.

      Based on a global survey of 760 financial services technology leaders, the report highlights a sector that is ambitious and confident, with 89 percent identifying as innovators or fast followers. At the same time, leaders are navigating real constraints, from technical debt to talent shortages, as they work to turn momentum into scalable outcomes.

      Key findings from our research



      KPMG Global Tech Report 2026 – Financial Services

      Explore the insights shaping financial services technology strategies


      The opportunity for financial services is not incremental improvement, but transformation, rethinking processes, service delivery, and customer engagement. Technology is an enabler, but lasting value comes from how firms apply it alongside their data, expertise, and relationships.
      Karim Haji

      Global Head of Financial Services

      KPMG International

      Why download the report?

      By downloading the Global tech report 2026: Financial services, you will:

      • Learn why over half of financial services organizations say foundational technologies like data, cloud, and cybersecurity deliver the majority of their digital value, even as AI adoption accelerates.
      • Understand how rapidly AI maturity is expected to evolve — and how quickly financial services organizations are shifting from AI pilots to scaled deployment.
      • Gain insight into the constraints leaders are facing today, from talent shortages to the impact of technical debt and security concerns.

      See where financial services organizations are focusing investment, managing risk, and accelerating enterprise‑wide transformation.

      Related insights

      How leading banks are driving successful operational and cost transformation.

      How leading insurers are driving successful operational and cost transformation.

      Optimism has turned to confidence, and Asset Managers and Private Equity leaders are increasingly bullish about the prospects for their company and the wider industry.

      Explore how organizations navigate today’s emerging tech — and prepare for what’s next.

      Our people