Financial services organizations are moving quickly to adopt AI and advanced digital technologies, but speed alone is not enough. Findings from the KPMG Global tech report 2026 show that lasting progress depends on the strength of the foundations beneath the technology, including data, cybersecurity, infrastructure, skills, and governance.
Based on a global survey of 760 financial services technology leaders, the report highlights a sector that is ambitious and confident, with 89 percent identifying as innovators or fast followers. At the same time, leaders are navigating real constraints, from technical debt to talent shortages, as they work to turn momentum into scalable outcomes.