As retail sector scales, complexity grows-we help reimagine tech value, operations and AI at the core

      The retail industry is experiencing unprecedented transformation, driven by rapidly evolving customer expectations, disruptive digital technologies, and the constant need for operational agility. In this environment, KPMG in India’s Retail Technology Enablement practice serves as a trusted partner to help organisations navigate complexity, modernise their operations, and build future-ready enterprises.

      Our practice brings together deep domain expertise, advanced technology capabilities, and cross-functional consulting excellence. We work closely with retailers across categories, including apparel and fashion, electronics, consumer goods, food and beverages, luxury, grocery, e-commerce, and restaurant chains-to help them unlock value at every stage of their business journey. Our holistic approach helping ensure that strategy, technology, processes, and people align seamlessly to deliver measurable outcomes.


      A 360° view of the retailer’s journey

      Retailers today operate in a high-velocity environment where innovation cycles are short, customer expectations are high, and competition is relentless. Recognising this, KPMG in India delivers integrated, cross service-line offerings that cover the complete lifecycle of retail operations. From initial strategy and design to implementation, optimisation, and continuous digital enablement, our services are designed to support retailers exactly where they are while preparing them for what lies ahead.

      Demand forecast, S&OP, Financial planning, Merchandise & assortment planning & planogram

      Warehouse and Store Inventory, Vendor Management, 3PL, Trade and Transportation

      Product Information Management, Pricing, Cost, Procurement, Allocation, Private Labels, Vendor Managed Inventory

      Omni Channel, Customer Experience, Loyalty, Branding & Marketing, Digital Enablement, Promotions

      CRM, Warranty, Service Repair, Resale, Customer Experience

      Customer Insights, Dashboards, Alerts, Data Science

      Our frameworks, tools, and methodologies help retailers translate vision into execution-helping ensure their technology landscape supports efficiency, agility, scalability, and long-term growth.


      Our offerings

      Package implementation and upgrades

      for Finance strategy and transformation

      Implementing an enterprise-grade retail platform is a transformative initiative that impacts the entire organisation. At KPMG in India, our team brings decades of combined experience in delivering large-scale implementations with precision, discipline, and a deep understanding of retail processes. We specialise in the implementation and upgrading of leading global retail systems.

      Our approach includes


      • Extensive AS-IS and TO-BE business process assessments
      • Gap analysis to identify improvement opportunities
      • Detailed functional and technical solution design
      • Thorough configuration, customisation, and integration
      • Global rollouts with structured governance
      • Warranty support to maintain stability after go-live
      We work extensively with the world’s leading packaged applications, including

      Our implementations span core merchandising, planning and forecasting, promotions management, omnichannel operations, store inventory, point-of-service systems, CRM, and customer engagement platforms.

      Product development


      While packaged services address industry-standard needs, many retailers require custom-built services tailored to their unique business requirements. KPMG in India’s product engineering teams specialize in building bespoke applications that integrate smoothly across the retail value chain.

      Our development capabilities cover


      • Full-stack custom applications using Java, Mendix, React, Angular, .NET, and microservices architectures
      • API development and enterprise-grade integration frameworks
      • Cloud-native platform development and deployment
      • Reusable accelerators built from our proprietary methodologies

      With a focus on scalability, performance, and maintainability, our services are engineered to adapt to business evolution, helping retailers innovate at speed without compromising stability.

      Technology consulting

      Digital finance

      The shift from “Now What?” to “What’s Next?” has become a defining characteristic of modern retail leadership. As organisations look beyond immediate operational challenges to long-term competitiveness, technology becomes a cornerstone of strategy.

      KPMG in India acts as a strategic advisor to help organisations shape their technology direction, streamline operations, and build sustainable technology ecosystems.

      Our consulting services include


      • Programme management

        Rigorous governance to helping ensure on-time, high-quality program delivery

      • Quality engineering

        Thorough testing strategies to safeguard implementation integrity

      • ERP Advisory (SAP, Microsoft, Oracle)

        Helping retailers evaluate, select, and optimise ERP services

      • Process improvement through technology

        Identifying automation and optimisation opportunities

      • Technology road mapping

        Long-term planning aligned with business strategy

      • Vendor evaluation

        Objective assessments to help clients make informed technological choices

      Our advisory approach emphasises measurable outcomes, operational continuity, and enterprise-wide alignment.

      Managed services

      KPMG Powered Enterprise Finance

      Technology implementation is only the first step. To deliver sustained value, systems must continuously evolve and perform reliably in a dynamic business environment. KPMG in India’s Managed Services offerings help retailers maintain a highly stable application ecosystem that responds quickly to change.

      We provide:


      • Application support

        Enhancements, issue resolution, performance tuning

      • Infrastructure support

        Helping ensure up time, scalability, and resilience

      • DevOps services

        Accelerating deployment cycles and improving system reliability


      Our managed services models are flexible and tailored to each client’s operating environment, ensuring high service levels and predictable performance.

      Digital enablement

      Profitability and cost management

      Digital transformation is no longer optional – it is essential for retailers aiming to stay competitive. KPMG in India helps organisations harness digital technologies to enhance operational efficiency, elevate customer experience, and create new business opportunities.

      We support clients with


      • Digital maturity assessments

        Understanding readiness and prioritising transformation initiatives

      • Digital strategy development

        Crafting roadmaps grounded in business value

      • Platform assessments

        Evaluating systems for scalability, performance, and alignment with business needs

      • Robotic Process Automation (RPA)

        Robotic Process Automation (RPA) for operational efficiency

      • Mobile and web application development

        Mobile and web application development to enhance customer and employee interaction

      • AR/VR services

        AR/VR services for immersive retail experiences

      • Blockchain implementations

        Blockchain implementations for supply chain transparency and security


      By combining technology, innovation, and human-centric design, we help retailers build digital capabilities that drive long-term growth and differentiation.


      Success stories and experiences of our valued clients

      Leading industrial manufacturing client in India wanted to digitise its influencer connect and their onboarding to increase the system adoption and process standardisation

      Supporting a leading Vietnam coffee retailer to optimise processes and implement D365, improving efficiency, control, and growth

      Supporting a European fashion retailer to assess its technology landscape, improve governance, manage rising costs, and define a future-ready architecture

      Leading fashion retailer wanted support from KPMG in India in reviewing the current cost of its IT department, compare it with industry benchmarks and recommend the optimisation opportunities

      Leading multi-format, multi-brand, multi-country retailer in middle east engaged the KPMG in India team for technical review of the existing ecommerce architecture

      Driving growth with Retail technology trends

      Dr. Puneet Mansukhani

      National Sector Head - Retail, Global Retail Head - Digital & Technology Transformation

      KPMG in India

      The 2025 Consumer & Retail CEO Outlook highlights AI’s shift from pilots to scaled adoption, driving smarter operations and deeper consumer engagement.

      For India, this presents a clear opportunity to build AI-led, agile business models – but success will depend on strengthening data foundations, scaling responsibly and translating investments into enterprise-wide impact. As consumer demand becomes more diverse and digital-first, technology will be the defining lever for resilience and differentiated growth in India’s retail landscape.

      Dr. Puneet Mansukhani

      National Sector Head - Retail, Global Retail Head - Digital & Technology Transformation

      KPMG in India

      • Customer experience continues to anchor strategy across global consumer and retail. AI is moving from promise to scale, with investments accelerating in agents, automation, and analytics.

        At the same time, CEOs are leveraging AI to strengthen resilience, optimise energy use, and reduce carbon impact amid ongoing supply chain risks.

        With geopolitical and climate pressures heightening price sensitivity, companies are prioritising cost discipline over pricing to sustain margins and protect demand

      • The future of retail is being shaped by the combination of humans and AI-driven intelligence to deliver better customer experiences. Equally compelling is the focus on radical supply chain automation as retailers adapt to serve the increasingly demanding "instant" consumer.

        A few additional themes stood out:

        • AI is rapidly moving from pilot programs to enterprise strategy.
        • Hyper-personalization is becoming a key differentiator for growth and loyalty.
        • Retailers are investing in unified commerce to create seamless experiences across every touchpoint.
        • Execution, speed, and measurable business outcomes are now being discussed as key KPI's for investment.
      Dr. Puneet Mansukhani

      National Sector Head - Retail, Global Retail Head - Digital & Technology Transformation

      KPMG in India

      While cost and budget constraints may be top of mind for many retailers, the reality is that consumers hold all the power. If they demand a new type of payment option, retailers have little choice but to accept it.

      Retailers can’t afford to spend a year assessing and implementing a new payment option; they must be ready to adapt quickly, both in terms of strategy and technology integration.

      Dr. Puneet Mansukhani

      National Sector Head - Retail, Global Retail Head - Digital & Technology Transformation

      KPMG in India

      Gen Z is reshaping how consumption works. Discovery starts online, community and creators shape choices, convenience drives action, and there is a clear expectation that brands should stand for more than price and product.

      In India, this shift is even more visible. The scale of mobile commerce, social platforms and real-time payments has compressed the path to purchase and made decisions faster and more influenced by digital behaviour.

      Dr. Puneet Mansukhani

      National Sector Head - Retail, Global Retail Head - Digital & Technology Transformation

      KPMG in India

      Gen Z is reshaping how consumption works. Discovery starts online, community and creators shape choices, convenience drives action, and there is a clear expectation that brands should stand for more than price and product.

      In India, this shift is even more visible. The scale of mobile commerce, social platforms and real-time payments has compressed the path to purchase and made decisions faster and more influenced by digital behaviour.

      Dr. Puneet Mansukhani

      National Sector Head - Retail, Global Retail Head - Digital & Technology Transformation

      KPMG in India

      Despite ongoing tariff challenges and changing global headlines, retailers across Asia continue to chart a strong growth trajectory. Globalisation remains a key theme, with both physical and online expansion shaping the narrative in this region. Global brands are intensifying their focus on Asia, tailoring strategies to capture market-specific opportunities. At the same time, private labels are gaining significant traction, with consumers showing increasing preference for locally curated offerings.

      Interestingly, Gen Z is playing a pivotal role in this shift. Their influence on social media has amplified product visibility and brand perception, often determining what becomes a trend or a success story. Aligning with this new consumer behaviour and leveraging digital influence is becoming not just valuable but essential.

      Dr. Puneet Mansukhani

      National Sector Head - Retail, Global Retail Head - Digital & Technology Transformation

      KPMG in India

      Gen Z: A tech-native, purpose-driven, and influence-heavy bunch is rapidly emerging as the country’s most consequential consumer segment. Having grown up in a hyper-connected world dominated by smartphones and social platforms, Gen Z demands more than products -- they seek personalisation, cultural alignment, and authenticity.

      India Insights

      Our insights is your gateway to thought leadership and in-depth reports. Explore our curated collection of valuable content, where we delve into complex business challenges, share industry trends, and provide actionable insights.

      Find out how consumer and retail leaders are investing in AI, talent and ESG to build resilience

      How leading banks and retailers are unlocking the future of payments

      Retailers worldwide are poised to reimagine how we shop, with artificial intelligence creating new value and a competitive edge for consumers

      Budget 2026–27 drives investment-led growth with infrastructure capex, manufacturing resilience and retail expansion to boost durable consumption

      DPDP Act, 2023, with the 2025 Rules, set a strict framework for personal data governance for e-commerce and consumer enterprises

      Empower your digital transformation with data-driven strategies

      Exploring transformative AI impact in retail, unlocking value through integration of advanced systems. Framework for effective AI solutions in retail

      Gen Z is reshaping commerce with conscious retail, making it more immersive, dynamic, and socially connected

      Key Contact

      Dr. Puneet Mansukhani

      National Sector Head - Retail, Global Retail Head - Digital & Technology Transformation

      KPMG in India

      Connect with us

      Contact our specialists for more information

      connect with us