In Romania, although we are facing fiscal challenges, the property lending market remains active. Investments in commercial real estate have increased, though below expectations.
Banks prefer senior financing and show interest in syndicated lending. At the same time, the industrial and logistics sectors continue to expand, supported by infrastructure projects and demand for modern spaces.
In the office segment, development is slowing down, but the focus is shifting toward energy-efficient buildings. For 2025 and 2026, we expect moderate growth, with an emphasis on logistics and residential sectors, as well as on upgrading buildings to meet ESG standards.
Even in the context of ongoing challenges, the real estate financing sector in Romania and the region remains robust and adaptable, ready to respond to new market trends and requirements.
Conclusion:
The KPMG Barometer highlights that, in 2026, Romania’s real estate lending market remains active and flexible, with a clear orientation toward sustainable projects and high-growth sectors such as logistics and residential. Adapting to ESG standards and collaboration between financial institutions will play a key role in the market’s evolution in the coming period.
