Over the past decade, collaborations between banks, fintechs, and non-financial institutions have led to the emergence of low-cost products and services that deliver greater value to customers.
This transformation has been driven by a combination of interrelated structural factors, including advancing technologies as well as demographic, socioeconomic, regulatory, and environmental changes and evolving needs.
In this context, addressing developments in the fintech ecosystem through a holistic approach has become both a sectoral necessity and a key customer expectation.
In Türkiye, the regulatory landscape is evolving rapidly across areas such as digital banking, banking-as-a-service, electronic money, payment systems, TR QR codes, API standards, and crypto assets. As the KPMG Türkiye Fintech & Digital Finance team, we aim to respond to this fast-changing regulatory environment in financial services with agile, competitive, efficient, and more collaborative models that keep pace with both technological and business model transformation.
