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      Global concerns about financial risk have been increasing. In this climate, enterprises of all kinds and sizes want robust financial risk management frameworks that satisfy compliance demands, contribute to better decision making and enhance performance.

      We offer a broad ranging financial risk management service and help international banks, insurance companies, asset managers, and corporate and public clients identify, assess, manage, report and limit the risks they face.

      KPMG’s Financial Risk Management professionals have advised global multinationals with regional treasury centers, as well as local organizations with Singapore-based treasury centers. We recognize that each company is unique, and as such, each service is tailored to address distinct client size, complexity, development stage, and business objectives.

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      Jonathan Lutterodt

      Partner - Advisory

      KPMG in Ghana



      What we do

      We are trusted risk management advisers to the boards and executive teams of some of the world’s leading enterprises. We work with clients to highlight concerns and help improve processes, governance and strategy across a range of matters, including:

      • Actuarial model development to sharpen pricing, reserving, and capital forecasting accuracy
      • Independent model assurance reviews to validate integrity and meet regulatory expectations
      • Actuarial opinions and transaction support for sound insurance deal evaluation

      • Credit risk framework assessments to identify gaps in policy, governance, and controls
      • IFRS 9 ECL model development and validation across Excel, VBA, and Python environments
      • Scorecard design, credit risk model validation, and stress testing across loan portfolios

      • Market and liquidity risk framework design, including stress testing and sensitivity analysis
      • ALM and liquidity risk solution implementation
      • Quantitative model development for measuring and managing market-driven exposures
      • Risk governance, analytics, and portfolio oversight for wealth and asset management
      • Capital markets system deployment and risk technology platform optimisation
      • Model development and validation for forecasting, scenario modelling, and risk assessment

       

      • Operational risk framework evaluation covering RCSAs, KRIs, issue management, and loss events
      • Design and implementation of operational risk methodologies aligned with regulatory standards
      • Development and validation of operational risk tools, scoring models, and scenario analysis frameworks

      • Entity-wide risk assessments to identify and prioritise key exposures
      • Integrated ERM framework development linking strategy, governance, and risk appetite
      • ERM maturity assessments and capability roadmap development
      • Advisory support to CROs on risk oversight, reporting, and function effectiveness
      • ERM model development, dashboards, and risk scoring tools

      • Risk operating model redesign to improve efficiency, structure, and accountability
      • Data-driven transformation through automation, analytics, and digital workflow deployment
      • Managed Risk-as-a-Service (RaaS) solutions for ongoing operational and analytical support
      • Risk analytics, decisioning tools, and automation pipelines across transformation programmes

      • ICAAP and ILAAP framework development aligned with capital planning and regulatory requirements
      • Capital adequacy and liquidity stress testing, gap analysis, and survival horizon assessments
      • Regulatory documentation and supervisory submission preparation
      • Capital and liquidity modelling tools to quantify material risks and support allocation decisions

       

      • Tailored and practical trainings across risk disciplines



      Our insights

      Driving value through effective fixed asset management

      Budget Statement and Economic Policy of the Government of Ghana for the 2026 Fiscal Year

      Building Operational Resilience within Financial Service

      Our People

      KPMG's goal is to help you through your transformation or crisis, and deliver on your business objectives. Find out how KPMG firms use our global expertise, a multidisciplinary approach and wide-ranging experience to support your organization.


      Kwame Sarpong Barnieh

      Partner, Head of Advisory, GRC & ESG Services

      KPMG in Ghana

      Jonathan Lutterodt

      Partner - Advisory

      KPMG in Ghana



      Connect with us

      KPMG combines our multi-disciplinary approach with deep, practical industry knowledge to help clients meet challenges and respond to opportunities. Connect with our team to start the conversation.

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