Skip to main content

      Financial services organisations are moving quickly to adopt AI and advanced digital technologies, but speed alone is not enough. Findings from the KPMG Global tech report 2026 show that lasting progress depends on the strength of the foundations beneath the technology, including data, cybersecurity, infrastructure, skills, and governance.

      Based on a global survey of 760 financial services technology leaders, the report highlights a sector that is ambitious and confident, with 89 percent identifying as innovators or fast followers. At the same time, leaders are navigating real constraints, from technical debt to talent shortages, as they work to turn momentum into scalable outcomes.

      Key findings from our research



      KPMG Global Tech Report 2026 – Financial Services

      Explore the insights shaping financial services technology strategies


      As AI maturity accelerates, the real challenge for financial institutions is turning ambition into action. Success depends on bridging talent gaps, overcoming technical debt, and embedding security at every step.

      Tony Cheung

      Head of Financial Services, KPMG Asia Pacific / Head of Advisory, Hong Kong SAR

      KPMG China


      True digital transformation in financial services isn’t just about adopting the latest AI tools—it’s about building resilient foundations in data, cloud, and cybersecurity. Only then can innovation scale and deliver real value.

      Stanley Sum

      Head of Technology Consulting, Greater Bay Area

      KPMG China

      Why download the report?

      By downloading the Global tech report 2026: Financial services, you will:

      • Learn why over half of financial services organisations say foundational technologies like data, cloud, and cybersecurity deliver the majority of their digital value, even as AI adoption accelerates.
      • Understand how rapidly AI maturity is expected to evolve — and how quickly financial services organisations are shifting from AI pilots to scaled deployment.
      • Gain insight into the constraints leaders are facing today, from talent shortages to the impact of technical debt and security concerns.

      See where financial services organisations are focusing investment, managing risk, and accelerating enterprise‑wide transformation.

      Related insights

      How leading banks are driving successful operational and cost transformation

      How leading insurers are driving successful operational and cost transformation.

      Optimism has turned to confidence, and Asset Managers and Private Equity leaders are increasingly bullish about the prospects for their company and the wider industry.

      Explore how organisations navigate today’s emerging tech — and prepare for what’s next

      Contact us

      Tony Cheung
      Tony Cheung

      Head of Financial Services, KPMG Asia Pacific / Head of Advisory, Hong Kong SAR

      KPMG China

      Stanley Sum
      Stanley Sum

      Head of Technology Consulting

      Greater Bay Area

      KPMG China


      Submit RFP

      Find out how KPMG's expertise can help you and your company.