Services for co-operative banks

The major issues facing the financial sector are not leaving the cooperative financial network unscathed: the ongoing phase of low interest rates, increased and more complex regulatory requirements, changes in consumer behaviour and, last but not least, the new mobile sales channels. These are all key challenges for the Cooperative Financial Network.

Strategic decisions, efficiency and transparency are required in the conflicting areas of risk, return, costs and sustainability. KPMG has been supporting cooperative banks and their affiliated companies, as well as their associations and affiliated companies, for many years with solutions that are generally standardised and tried and tested - or developed and implemented on a case-by-case basis tailored to your organisation.

We are happy to support you with tried and tested, co-operative-specific solutions relating to:

• New regulatory requirements such as AnaCredit, FinRep HGB incl. Fast Close, and revised standardised approaches to capital adequacy
• Preparation for Section 44 KWG audits, the ECB's new supervisory review process (SREP 2.0) and the implementation of supervisory simulations
• Digitalisation and readiness checks
• Internal control systems and internal audit
• Merger consulting, valuations and integration services
• Data analytics
• Revenue and cost optimisation, including optimisation of the branch structure
• Sales optimisation, 360° checks and training
• Compliance & money laundering prevention
• Tax and legal advice *

Talk to us! We would be happy to present the solutions we have developed for the co-operative financial group. Our consultants have a broad conceptual understanding of overall banking contexts and details. We support you in optimally mastering the challenges of a highly competitive market.