After a difficult year in 2024, the fintech market in Germany showed clear signs of recovery in the first half of 2025. Venture capital investments increased by 83 per cent compared to the previous six months. Corporate venture capital, i.e. investments by companies in start-ups, is developing particularly dynamically: with a volume of USD 451 million, it has almost tripled.
A look at the markets also paints a clear picture: While investments in the USA fell by 22 per cent, Europe increased. France and the UK recorded strong growth, and Germany was also able to hold its own against international competition.
Another driver is artificial intelligence. AI fintechs now account for almost a quarter of all European transactions, and in Germany the figure is 19 per cent - and rising.
The most important facts in brief:
- Venture capital investments in German fintechs increase by 83 per cent.
- Corporate venture capital triples and establishes itself as a firm pillar.
- Investors are increasingly shifting capital to Europe.
- AI fintechs are gaining in importance - almost one in five transactions in Germany involves AI.
Bernd Oppold
Partner, Financial Services
KPMG AG Wirtschaftsprüfungsgesellschaft
Get the Fintech Report now
Fintech investments in Germany will increase significantly again in 2025 - where is the market heading? Secure trends and perspectives now.
