The Albanian banks operate in a challenging environment in terms of expected regulatory and accounting reforms, customer demands, cost of funding and availability of viable projects for financing. 

The strategic agenda for the Banking industry in Albania is dominated by evolving regulations and embedding a risk management culture, demographic changes and increased investment in technology, including core systems, mobile platforms and social media and with new competition from entrants focused on the client.

At the same time, Kosovo is implementing different financial supervision development projects in order to further advance financial supervision in accordance with best international standards and to create an appropriate regulatory framework. In addition, the regulatory institutions in Kosovo are adopting new regulations, addressing a number of bank requirements in accordance with the Basel II standards, under standardized methods. No later than 2019, Kosovo is planning to complete the harmonization of the existing regulations for the supervision and regulation of banks with the Basel II standards for capital requirements and European directives.

Our Banking professionals have the experience, technical skills, industry focus and global resources to help clients address and overcome their business challenges. Combining a strong local presence with access to a global network of banking professionals, KPMG in Albania and Kosovo is well placed to help our clients successfully navigate through the challenging times.

We can help with:

• External and internal audit  
  
• Capital adequacy and liquidity management  
  
• Regulatory compliance and risk management   
• Customer and channel management  
  
• Data and analytics  
  
• Mergers, acquisitions and divestments  
  
• IT advisory  
  
• Tax services
  
• International executive services and payroll 
  

Our KPMG teams are led by partners with a wealth of client experience with many of the banks in Albania and Kosovo, regulators and key industry bodies.

We welcome the opportunity to discuss how KPMG in Albania and Kosovo can help you achieve your business objectives.