Fintech regulatory

The financial sector — particularly the world of fintech companies — operates in a constantly changing, complex, and often still developing regulatory environment. Innovative technologies, digital solutions, and shifting yet tightening expectations pose significant operational challenges. We not only understand these challenges; we know exactly how to turn them into competitive advantage.

Our team provides expert support in financial risk management and regulatory compliance for both traditional institutions and innovative fintech firms. We navigate complex regulatory expectations across both segments, guiding clients while keeping their growth and ability to capture new opportunities in view.

Regulatory compliance support in the fintech sector

The rapid evolution of the fintech sector and the emergence of previously unregulated service models are creating new business opportunities while also introducing new types of regulatory challenges. Our goal is to help clients turn these challenges into strategic advantages rather than mere administrative burdens for the company. Innovation does not intimidate us; it inspires us. KPMG’s regulatory team, with its seasoned specialists, is ready to take on assignments that involve such new challenges.

Our primary drivers are the expertise of our specialist colleagues across every branch of the financial sector; KPMG’s multidisciplinary service lines in Hungary; and the ability to draw on international best practices from any country in the KPMG network, including non-EU countries.

Through our advisory services, we help fintech companies navigate the legal and regulatory landscape, ensuring compliance with local and international requirements. We provide support in achieving compliance for AI-based systems, blockchain technology, and digital assets as they are integrated into regulated financial services.

We have deep expertise in implementing the sectoral regulatory packages regarded as most critical for fintechs — such as PSD2 (and the forthcoming PSD3 and FIDA [Financial Data Access]), the MiFID II regime, and newer regulatory requirements including MiCA, the EU AI Act, and DORA.