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      Financial services providers are rapidly driving forward the integration of AI and advanced digital technologies. However, speed alone is not enough. The findings of the KPMG Global Tech Report 2026: Focus on Financial Services show that sustained progress cannot be achieved without a solid technological foundation in areas such as data, cybersecurity, infrastructure, expertise and governance.

      Based on the results of a global survey of 760 executives from financial firms, the report highlights an industry that is as ambitious as it is confident: 89 per cent see themselves as ‘innovators’ or ‘fast followers’ when it comes to technology adoption. At the same time, executives face real constraints when translating this momentum into scalable results, ranging from technical debt to a shortage of skilled workers.

      Key findings of our study

      • 89 per cent of respondents see themselves as either innovators or fast followers.
      • 60 per cent say they lack the skilled workers needed to implement their technology plans.
      • For 52 per cent of respondents, more than 40 per cent of their digital value is generated via their foundation and core platforms.
      • 40 per cent regard data security as a key factor in achieving their strategic goals.

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      Find out more about the key technology strategies for the financial services sector.




      Our latest findings – your added value

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      • Find out why more than half of financial services firms say that core technological foundations such as data management, cloud infrastructure and cybersecurity measures generate the bulk of their digital value – despite the increasing use of AI.
      • you will find information on how quickly respondents believe AI maturity levels are set to rise, and how soon financial services providers intend to move from AI pilot projects to the widespread use of AI.
      • Gain insights into the challenges currently facing managers – from skills shortages to the impact of legacy systems and security considerations.
      • Find out where financial services providers are focusing their investments, how they manage their risks, and how they are proactively shaping their organisation-wide transformation.

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      Your contact

      Gerrit Bojen

      Partner, Head of Technology & Finance Consulting, Financial Services

      KPMG AG Wirtschaftsprüfungsgesellschaft