An optimised IT architecture for credit risk controlling is becoming increasingly important for companies, as ongoing regulatory requirements demand a high degree of flexibility in data management. Key figures must be provided promptly and with a high level of granularity. The supervisory authorities also expect consistency between the figures from risk, accounting and reporting. In the current low-interest phase, it is also important to reduce run-the-bank and change-the-bank costs by utilising efficient technologies and tapping into synergy potential. Approaches such as data lakes, cloud computing, in-memory databases, analytics and deep learning have found their way into the financial services industry. They are changing the IT architecture and helping to reduce system complexity.
KPMG has bundled the deep regulatory expertise of the auditor with many years of experience in transformation management. We create planning security - also for your transformation in credit risk controlling. We support you in deriving implications from internal and external requirements and bundle these into target scenarios. Based on this, we carry out an assessment with regard to efficiency potential and investment requirements. We ensure that you achieve your project goals when deriving your target picture and the subsequent operationalisation and support you throughout the entire project life cycle:
