Basel 4 Basel 4 Basel 4

Welcome to the KPMG Global Insights page for Basel 4. Here you will find regulatory updates and analysis, links to KPMG solutions and details of key contacts across KPMG’s international network. For our latest views, see the “Moving the dial” series.

As final rules emerge and are finalised, it is time for banks to focus firmly on the implementation of the Basel 3 final reforms, commonly referred to as Basel 4.

Implementation was delayed due to the pandemic, but regulators around the globe are now pushing ahead with their plans. The Basel Committee on Banking Supervision has been clear that a ‘full and consistent’ implementation of the framework should be targeted ‘as soon as possible’. However, different jurisdictions are moving at different speeds and banks may need to consider multiple approaches and timelines.

Basel 4 is broad in scope and impact. KPMG has the credentials and expertise to support you in all aspects of your Basel 4 implementation including:

• Carrying out gap assessments and implementation plans
• Planning for and managing any increase in capital requirements
• Upgrading data, systems and (internal and external) reporting
• Applications to use internal model approaches (where these are still available)
• Asset portfolio adjustments and balance sheet optimisation in response to changes in risk weightings
• Assessing the revised capital standards in the context of all other regulatory reforms and market developments

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