A revolution for motor financing

A revolution for motor financing

The future of mobility will transform the motor finance market.

Edward Ataii

Partner, Head of Transport Decarbonisation

KPMG in the UK


Future disruption in mobility will have profound implications on a range of connected industries.

Motor finance is emerging as a new battleground, situated at the crossroads between the automotive and finance sectors.

High APRs, lack of price transparency, a poor customer journey (most of which is offline), and lack of competition have become the accepted norm. This is now set to change.

Just as vehicles themselves will transform dramatically over the coming decades, motor finance will also evolve to become increasingly digitised, transparent and tailored to individual customers.

In our latest article, we consider how the future of mobility will transform the motor finance market. In particular:

  • Mid-to-long term drivers of change that are likely to impact the future motor finance market, including the three technology-driven megatrends, the shift in consumer preferences, and changing regulations. 
  • Key impacts on the motor finance market, including significant shifts in market value, greater diversity of customers and channels, and the development of new propositions.
  • How should market players, including bank lenders, specialist motor finance lenders, technology-led lenders, OEMs and fleet management and leasing companies respond to these emerging trends?

To find out more, download our A revolution for motor financing report

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