As Finnish companies emerge from a period of economic stagnation and structural transformation, working capital management is poised to become a defining lever of financial agility and competitive advantage.
Cash tied up in Finnish market
Looking ahead to 2025 and beyond, Finnish firms are expected to shift from reactive cash preservation to proactive working capital optimization. Six key themes will shape this evolution: embedding a strong cash culture, aligning customer and supplier terms, leveraging AI and automation in collections, and enhancing both forecast-to-deliver and purchase-to-pay processes with analytics and technology.
Our recent study of 150 companies listed on Nasdaq Helsinki and First North – representing a combined revenue of €188 billion – reveals that approximately €9.1 billion is unnecessarily tied up in working capital. This is not just a financial inefficiency; it’s a strategic opportunity.
KPMG Working Capital Study
The untapped potential of working capital in Finnish companies
How can we help
Our Cash and Working Capital Advisory services help companies unlock trapped liquidity, streamline cash conversion cycles, and enhance forecasting accuracy - without compromising control or compliance.
